Bank Interest

[Moscow]

I mean I know there's a credit crisis or whatever...let's get that interest rate up so I can start earning some real dough...also, can I take out some loans from the bank?

[NightDragon]

What do you mean for the interest?  How com it is really low, and how do some people get so much money?  They have thousands, and to me it is just ridiculous!  Either you spent days of you life ranking people, or something.

I'm lost...

[AnagramPanda]

...I'm one of the better-off members in Mychances cash. I DO spend a fair amount of time rating peoples' chances. And I believe there is no interest in the bank, so that has nothing to do with it.

[James]

Correct. The interest is 0%, so having money in the bank vs the wallet doesn't matter (and it's currently hard to find how to do such a transfer, anyways). Way back in the day, there was interest, but it was kind of absurd. This is why some people have hundreds or even thousands of credits. However, these accounts are all dormant (except mine and Brent's).

In the real world there are reasons why offering interest in exchange for putting your money in the bank makes sense. In this digital world, it doesn't make sense to reward people for doing that. We want to reward them for helping one another. Thus, people like AnagramPanda and others get credits by chancing and giving essay feedback.